Bankruptcy: Last Week Tonight with John Oliver (HBO)

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John Oliver details why people file for bankruptcy, how needlessly difficult the process can be, and the ways we can better serve people struggling with debt.
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Коментари

  1. J Silva
    J Silva
    преди 2 часа

    If you want to declare bankruptcy on student debt, then your loan shouldn't be necessarily approved.

  2. Benjamin Gal-Or
    Benjamin Gal-Or
    преди 3 часа

    *Three* *Revolutions,* Safe Future Jets, Future Cosmology, Virus-Free Life Ends Pandemic *Safe* *Future* *Jets* bgglobal.info/dron/video/q5OPfmqrupmAgHk bgglobal.info/dron/video/rMujZoCEzqebmqM *Future* *Cosmology* bgglobal.info/dron/video/zuChbKp6mHuErH0 bgglobal.info/dron/video/xd6GfGyUtYWBeHU *Virus-Free* *Life* *Ends* *Pandemic* Einstein's Induced *Geo-Thermo* in Ending Pandemics Vaccines alone *can't*, Part B Densities of particles across membranes (or of viruses across countries, counties, provinces, cities, rural districts' borders, or ZERO in NO-BORDER-WORLD'S 300,000 ISLANDS), drive their Diffusion Rates (or VDR for viruses) under square root law times membranes area (or border length).[1][2][3]. Pandemic leaders & Czars face today the greatest in history life-or-death *dilemma*: *Pay-Encourage* people, investors, companies, to relocate in virus-free domestic or international locations ranging from: #1: *Campings* in arid zones, beaches, river sides, forests, mountains, atolls. #2: *Relocations* via campers, tents, single floors, 100-ft Residential Distancing. #3: *GOVS-RELOCATIONS* start with homeless in donated good tents, food, etc. #4: *Non-science* terms like immigration, refugees, travel bans, lockdown, revised. #5: *Virus-Free-Sides* of most highways. Linked Countries Affect VDR inside Each: *Name*[3] *Deaths* *#/100k* *Fatality %* ___________________________________________ *BRAZIL* *417,176* *200* *2.78%* v. Vnzula 2,304 8 1.10% v. Urgwy 3,171 91 1.39% v. Argentin 67,821 151 2.14% v. Pragwy 7,209 102 2.36% v. Colomb 76,4141 53 2.59% v. Peru 63,223 197 3.45% v. Boliv 13,308 115 4.19% v. Eqdor 19,242 111 4.81% v. Chil 27,384 144 2.2% ________________________________________ *INDIA* *249,992* *18* *1.09%* v. Pkstn 19,336 9 2.20% v. Npl 3,859 13 0.95% v. SrlLnk 850 4 0.61% v. Bhutan 1 1 0.08% v. Mdvs Islnds 87 16 0.2% v. Bngldsh 12,045 73 1.54% ________________________________________ *GRMNY* *85,451* *102* *2.43%* v. Nrway 767 14 0.66% v. Dnmrk 2,498 43 0.97% v. NL 17,602 101 1.12% v. Swzlnd 10,715 125 1.60% v. Austr 10.392 111 1.65% v. Czch 29,711 278 1.80% v. Frnc 106,845 159 1.85% v. Spn 79,208 168 2.2% v. Blgm 24,444 214 2.43% v. Hngry 28,693 394 3.94% v. Itly 123,544 204 3.0 % ________________________________________ *US* *584,346* *177* *1.78%* v. Mxco 219,590 171 9.25% v. Eqdor 19,349 111 4.8% v. Cand 24,755 66 1.94% v. Gtml 7,815 47 3.3% v. Elslvdor 2,158 33 3.1% v. Prgwy 7,358 2.0% v. Pnam 6,285 1.75% v. Peru 64,898 197 3.5% v. Cymn Islnds 2 30 0.37% v. Iclnd 29 8 0.45% v. Brtsh V Islnds 1 33 0.46% v. Cub 768 76 0.6% v. SnMRTN 12 37 0.68% ________________________________________ *CN* *4,846* *1* *4.7%* v. HK 210 28 1.78% v. Mngl 193 6 0.35% v, Bhutn 1 1 0.08% v. Npl 4,252 13 0.95% v. Twn 12 1 1.02% v. Kzkhstn 3,853 207 1.14% v. TJkstn 13,308 90 0.7% v. Vtnm 0 0.0%? ________________________________________ *RUSS* *112,410* *77* *2.32%* v. Ukrn 48,419 109 2.18% v. Hungry 28,888 294 3.60% v. Plnd 70,679 184 2.46% v. Kzkhstn 3,372 18 0.8% v. Fnlnd 922 167 1.04% v. Estn 1,204 91 0.96% ________________________________________ Russia borders with 12 other countries ________________________________________ *ISRL* *6,378* *70* *0.76%* v. Jrdn 9,047 90 1.26% v. Lbnon 7,507 109 1.4% v. Egpt 14,091 14 5.85% v. Syr 1,664 10 7.1% _____________________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas & Arid Areas, constitute Nature Refuge from this virus. ______________________________________________________ Sn Barth 1 140 0.10% Timor-Leste 5 1 0.13% Cayman Ilnds 2 30 0.37% Brtsh Vrgn Ilnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 1 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ________________________________ SAF 54,825 94 3.4% Irn 75,261 91 2.8% Ymn 1,275 4 19.7% ________________________________ Alaska 0.52% Utah 0.56% Porto Rico 0.93% LA, Ca 24,030 Brnx, NY 6,514 MiaMi-Dde 6,273 ________________________________ *REFERENCES* 1. NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 2. Gal-Or, Benjamin, at 2. Id. at3. Id. at 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, Springer, Science, Nature, 'In', BGglobal.]. 3. Thousands of dedicated MDs, Nurses, Health Care Workers in ~180 Countries daily reporting these data to US University JH and WHO, analyzed via countries around each or as islands, peninsulas, etc. and reordered herein in 3 or 5-Days Intervals, these data for May 9-14, 2021. *All* *Copyrights* apply and reserved to this author, David Galor and family members.////

  3. Grey_Jedi_ Knight_Ali
    Grey_Jedi_ Knight_Ali
    преди 3 часа

    Lol seeing James Blackwood from raccoon whisperer at the end made me smile. 🌭 🦝 which is great as everything else in this video is just depressing. Some one tell me why Warren couldn’t be president?

  4. Eman Ismail
    Eman Ismail
    преди 6 часа

    Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.

  5. Eman Ismail
    Eman Ismail
    преди 6 часа

    Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.

  6. Eman Ismail
    Eman Ismail
    преди 6 часа

    Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.

    1. Eman Ismail
      Eman Ismail
      преди 2 часа

      @Luca Wegmeyer there sure are some historical facts that he can highlight, aren't there?

    2. Luca Wegmeyer
      Luca Wegmeyer
      преди 3 часа

      Its impossible to not anger on side of the conflict

  7. Kirsten Overcame
    Kirsten Overcame
    преди 14 часа

    I’m a bankruptcy paralegal in NY. NY court fees for just filing are over $300. Chapter 13 is often the only option since you have to make below the “median income” line for your area to qualify for chapter 7. It is such bull crap. CC courses are a joke and don’t apply to 80% of my clients, most of whom have medical debt. Bankruptcy can greatly help some people, but like He said, a lot of debt cannot be discharged so please make sure your attorney knows exactly what type of debt you have. Good luck people!

  8. Allan
    Allan
    преди 17 часа

    Maybe some of those people got their self Into their situation? Where’s the personal responsibility? Compassionate grounds I get . But I want it and can’t afford it. Nah.

  9. Emblox Empire
    Emblox Empire
    преди 17 часа

    where is the episode about palestine?

  10. Natalie Nicole
    Natalie Nicole
    преди 18 часа

    The trustee makes out the best credit card companies just write off. They dig really hard to see if there is a drop of what little one has left has any value so they can take it.

  11. dcoog anml
    dcoog anml
    преди 18 часа

    I have a feeling that this "once-in-a-century pandemic" is going to become like the "hundred-year flood".

  12. Benjamin Gal-Or
    Benjamin Gal-Or
    преди 19 часа

    \\\ Einstein's Induced Geo-Thermo in Ending Pandemics Vaccines alone can't, Part B /// Densities of particles across membranes (or of viruses across countries, counties, provinces, cities, rural districts' borders, or ZERO in NO-BORDER-WORLD'S300,000 ISLANDS), drive their Diffusion Rates (or VDR for viruses) under square root law times membranes area (or border length).[1][2][3]. Pandemic leaders and Czars face today the greatest in history life-or-death dilemma: Pay-Encourage people, investors, companies, to relocate in virus-free domestic or international locations ranging from: #1: Campings in arid zones, beaches, river sides, forests, mountains, atolls. #2: Relocations via campers, tents, single floors, 100-ft Residential Distancing. #3: GOVS' RELOCATIONS start with homeless in donated good tents, food, etc. #4: Non-science terms like immigration, refugees, travel bans, lockdown, revised. #5: Virus-free-sides of most highways. Linked Countries May Affect VDR of Each: Name Deaths[3] #/100k Fatality % ________________________________________ BRAZIL 417,176 200 2.78% v. Vnzula 2,304 8 1.10% v. Urgwy 3,171 91 1.39% v. Argentin 67,821 151 2.14% v. Pragwy 7,209 102 2.36% v. Colomb 76,4141 53 2.59% v. Peru 63,223 197 3.45% v. Boliv 13,308 115 4.19% v. Eqdor 19,242 111 4.81% v. Chil 27,384 144 2.2% _______________________________________ INDIA 249,992 18 1.09% v. Pkstn 19,336 9 2.20% v. Npl 3,859 13 0.95% v. SrlLnk 850 4 0.61% v. Bhutan 1 1 0.08% v. Mdvs Islnds 87 16 0.2% v. Bngldsh 12,045 73 1.54% ________________________________________ GRMNY 85,451 102 2.43% v. Nrway 767 14 0.66% v. Dnmrk 2,498 43 0.97% v. NL 17,602 101 1.12% v. Swzlnd 10,715 125 1.60% v. Austr 10.392 111 1.65% v. Czch 29,711 278 1.80% v. Frnc 106,845 159 1.85% v. Spn 79,208 168 2.2% v. Blgm 24,444 214 2.43% v. Hngry 28,693 394 3.94% v. Itly 123,544 204 3.0 % ________________________________________ US 584,346 177 1.78% v. Mxco 219,590 171 9.25% v. Eqdor 19,349 111 4.8% v. Cand 24,755 66 1.94% v. Gtml 7,815 47 3.3% v. Elslvdor 2,158 33 3.1% v. Prgwy 7,358 2.0% v. Pnam 6,285 1.75% v. Peru 64,898 197 3.5% v. Cymn Islnds 2 30 0.37% v. Iclnd 29 8 0.45% v. Brtsh V Islnds 1 33 0.46% v. Cub 768 76 0.6% v. SnMRTN 12 37 0.68% ________________________________________ CN 4,846 1 4.7% v. HK 210 28 1.78% v. Mngl 193 6 0.35% v, Bhutn 1 1 0.08% v. Npl 4,252 13 0.95% v. Twn 12 1 1.02% v. Kzkhstn 3,853 207 1.14% v. TJkstn 13,308 90 0.7% v. Vtnm 0 0.0%? ________________________________________ RUSS 112,410 77 2.32% v. Ukrn 48,419 109 2.18% v. Hungry 28,888 294 3.60% v. Plnd 70,679 184 2.46% v. Kzkhstn 3,372 18 0.8% v. Fnlnd 922 167 1.0% v. Estn 1,204 91 0.96% ________________________________________ Russia borders with 12 other countries ________________________________________ ISRL 6,378 70 0.76% v. Jrdn 9,047 90 1.26% v. Lbnon 7,507 109 1.4% v. Egpt 14,091 14 5.85% v. Syr 1,664 10 7.1% ___________________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas Arid Areas, constitute Nature Refuge from this virus. ___________________________________________________ Sn Barth 1 140 0.10% Timor-Leste 5 1 0.13% Cayman Ilnds 2 30 0.37% Brtsh Vrgn Islnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 1 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ______________________________________ SAF 54,825 94 3.4% Irn 75,261 91 2.8% Ymn 1,275 4 19.7% ______________________________________ Alaska 0.52% Utah 0.56% Porto Rico 0.93% LA, Ca 24,030 Brnx, NY 6,514 MiaMi-Dde 6,273 ______________________________________ REFERENCES 1. NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 2. Gal-Or, Benjamin, at 2. Id. at3. Id. at 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, Springer, Science, Nature, 'In', BGglobal.]. 3. Thousands of dedicated MDs, Nurses, Health Care Workers in ~180 Countries daily reporting these data to US University JH and WHO, analyzed via countries around each or as islands, peninsulas, etc. and reordered herein in 3 or 5-Days Intervals, these data for May 9-14, 2021.All Copyrights apply and reserved to this author, David Galor and family members.

  13. xLuye
    xLuye
    преди ден

    Where's the right wingers at claiming LWT only bashes the republicans?

  14. Patented Organism
    Patented Organism
    преди ден

    Man, it’s videos like this that remind me of how broken the American economy is.

    1. dcoog anml
      dcoog anml
      преди 18 часа

      Racoon dude hit the bigtime!

  15. atila620
    atila620
    преди ден

    I want to live in the alternate universe where Elizabeth Warren is president.

  16. dr's without bounderies
    dr's without bounderies
    преди ден

    i with ya John but being offered credit cards is not an excuse...

  17. dr's without bounderies
    dr's without bounderies
    преди ден

    wow....$80k for a whole house..I live in Vanouver Canada and my 550 sq ft, 2 window condo in the most drug riddled deprived neighborhood in the whole god damn world sells for $450k...totally balls!

  18. qopoy dnon
    qopoy dnon
    преди ден

    here lets make it harder for you to use that rather than work on what brought you to it"

  19. Jaron Lindow
    Jaron Lindow
    преди ден

    Instructions unclear. Hotdog caught in raccoon.

  20. Breanna P
    Breanna P
    преди ден

    I hate the existence and politics of bankruptcy so fucking much, but raccoons are a close second.

  21. Ilika Baus
    Ilika Baus
    преди 2 дни

    The strong lotion expectably stamp because mask compellingly wander times a supreme gauge. mountainous, thoughtful veil

    1. qopoy dnon
      qopoy dnon
      преди ден

      keep my car but Chapter 7 will be the only real solution. If I have to lose my car anyway, the bankruptcy doesn't really fix anything.

  22. Benjamin Gal-Or
    Benjamin Gal-Or
    преди 2 дни

    NYT and POLITICO appear first to comprehend Geo Virus Dynamics Science.[1][2]. FIRST FIVE RULES #1: USE VIRUS-FREE LOCATIONS: 300,000 islands, endless beach areas, peninsulas, campings areas, even in arid zones, even on most world's virus-free-highways-sides, all under strict 100-ft-RESIDENTIAL-DISTANCING. #2 : Vaccines alone fail recovery if not strictly used under these rules. #3: The rules are based on VIRUS DYNAMICS DRIVES, VDD, which are proportional to square root of difference in proper VDD across membranes or borders, times Lengths/Areas between countries, states, counties, provinces, domestically & internationally. #4: These rules confirm and clearly explain why nations that had closed borders since early 2020, have resulted in low deaths rates in % ~same as in Islands, peninsulas & atolls listed in Part B [2], while open borders spread global Deaths, today 3,335,196. #5: Billions comments flood the global internet, preventing these rules to reach national, state and provincial epidemic Czars, Part B, LISTS. All copyrights apply. REFERENCES [1] NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 [2] Gal-Or, Benjamin, 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, 'In', BGglobal, ISSUU, Scribd, Springer, AIAA, ASME, Science, Nature] integrated with published pandemic data by thousands of dedicated Drs., nursers, Health-Care Workers in ~150 nations daily reporting to US university JH & World Health UN Organization, WHO, on corona/variants. The are analyzed here via main borders around selected nations then Reordered by this PRIVATE, NON-AFFILIATED, UN-FUNDED STUDY since Oct 22, 2020 [youtube, ['in']. Part A. All Copyrights apply.

  23. Juliet L. Glaser
    Juliet L. Glaser
    преди 2 дни

    Definitely we need a better system...but I wish there was some acknowledgement that some people filing for bankruptcy could use some financial management skills. It's not something taught in schools, and it should be. Not everyone learns how to be financially responsible, and sometimes (obviously not all the time) bankruptcy is in fact the result of careless financial management and decisions. And while larger creditors may not suffer when a debtor claims bankruptcy, this segment left out smaller creditors, like landlords, who also get screwed when someone claims bankruptcy. So...there needs to be some middle ground, and a better system for everyone. (And for sure, fixing health care costs in this country and student debt would be a huge piece of that.)

  24. Dayon Mage
    Dayon Mage
    преди 2 дни

    The "man" who doesn't see an issue with his home country being overrun, overpopulated, and ethnically cleansed of it's host population under a fair-seeming disguise of humanitarian compassion. Share and share alike, isn't that right, John Oliver? After all, it's not you who has to walk through the destruction of a gang-festering rap-music filled London cesspool, overpopulated and doomed to strife. After all, You are a successful celebrity living a comfortable life, making immense wealth by turning a phrase and portraying a joke, usually aimed at undermining Western civilization, and mocking the existential situation of your own people. Making light of our own obliteration. What a stand up guy you are, John Oliver.

  25. xxnike629xx
    xxnike629xx
    преди 3 дни

    Our financial and economic systems are broken.

  26. Wendy Desparois
    Wendy Desparois
    преди 3 дни

    I don't think less of my mother for having had to go bankrupt twice in her life, I think less of her because she said - after the 2nd one - and I quote, "The more money I give to [her church], the more money I have!". I still can't get over that level of stupidity.

  27. Gustav C. Nygaard
    Gustav C. Nygaard
    преди 3 дни

    I like to imagine that at the time of filming he didnt know the cicada was happening ⏩ tinyurl.com/y3cyb4eb !💖🖤❤️今-後-は気をライブ配信の-再編ありがとうです!この日のライブ配信は、かな-らりやば-かった-ですね!1万人を超える人-が見ていたもん(笑--やっぱり人参最高!まさかのカメ-ラ切り忘れでやら1かしたのもドキドキでした,. 💖🖤在整個人類歷史上,強者,富人和具有狡猾特質的人捕食部落,氏族,城鎮,城市和鄉村中的弱者,無`'守和貧窮成員。然而,人類的生存意願迫使那些被拒絕,被剝奪或摧毀的基本需求的人們找到了一種生活方式,並繼續將其DNA融入不斷發展的人類社會。. 說到食物,不要以為那些被拒絕的人只吃垃圾。相反,他們學會了在被忽視的肉類和蔬菜中尋找營養。他們學會了清潔,切塊,調味和慢燉慢燉的野菜和肉類,在食品市場上被忽略的部分家用蔬菜和肉類,並且學會了使用芳香的木煙(如山核桃,山核桃和豆科灌木 來調味g食物煮的時候

  28. Madam Lt
    Madam Lt
    преди 3 дни

    Yeah I know bankruptcy. My parents filed for it more than twice because they’re absolutely stupid with their money.

  29. Desminer
    Desminer
    преди 3 дни

    Racoon dude hit the bigtime!

  30. Bunny, Easter
    Bunny, Easter
    преди 3 дни

    In Canada you can file for a "consumer proposal" to at least pay off your credit card debt, with a much lower and much longer payment plan... 5 years later and I'm still paying mine off 😅

  31. Bunny, Easter
    Bunny, Easter
    преди 3 дни

    19:31 Top 10 most tragic anime deaths

  32. Luna evans
    Luna evans
    преди 3 дни

    Nice video.... i make huge profits on my investment since i started trading with Mrs Amelia Isabella,her trading strategies are top notch.

  33. Roland Kohler
    Roland Kohler
    преди 3 дни

    bro were do you find that video of the man feeding racoons individual hotdogs

  34. Kronos
    Kronos
    преди 4 дни

    America is the country where the rich pay money to politicians to implement policies that make the rich richer and the poor poorer. Its absolutely insane that lobying is legal in the US, in every other country lobying is called corruption.

  35. Goalie
    Goalie
    преди 4 дни

    Having to suck it up and sit through a condescending credit counselling course would be the least of my concerns compared to the shame of bankruptcy and my ruined credit rating.

  36. CynicalDriver
    CynicalDriver
    преди 4 дни

    I'm considering bankruptcy right now. I had a plan, and that plan was starting to work. Then I had to get a vacuum pump replaced in my car. Then I broke my leg at work. Then I had to replace the turbo in my car. That all happened in one week. $2,400 in repairs, a surgery, and a month out of work later... the finance company wants my car, which will cause me to lose my job, which will cause me to be unable to afford rent, and I won't be able to get another job because I won't have a car. Chapter 13 might be my only option to keep my car but Chapter 7 will be the only real solution. If I have to lose my car anyway, the bankruptcy doesn't really fix anything.

    1. CynicalDriver
      CynicalDriver
      преди 4 дни

      You might be thinking "missing one month won't cause a repossession," and you'd be right, but my finance company did nothing to help during the early stages of the pandemic when I got my hours cut just enough to prevent collecting unemployment. I had been catching up, but this was the final nail in the coffin for them.

  37. Kristopher Watts
    Kristopher Watts
    преди 4 дни

    Does anyone know which episode of Shark Tank that was? As a Canadian.. I LOVE seeing O'Leary being ripped into

  38. Tessa Wicked
    Tessa Wicked
    преди 4 дни

    The fact that student debt cant be helped is just admitting failure imo

  39. BioRoot
    BioRoot
    преди 4 дни

    *John talking about 80K:* _"She could have bought this entire 3 bedroom, 2 bathroom house in Indianapolis..."_ *Me who lives in Indy:* _"oh John... oh my dear John... If only..."_

  40. Joe Guy
    Joe Guy
    преди 4 дни

    I heard that a study that was conducted back in 2019 showed that 530,000 Americans had declared bankruptcy as a result of medical bills. After paying a huge bill for a family member who visited the hospital (for a couple of hours), and my insurance really not covering much of anything, I believe it (took months to pay). I think the next one would certainly bankrupt my family.

    1. dolita windo
      dolita windo
      преди 4 дни

      Please watch the Frontline episode, The Secret History of The Credit Card and then donate to PBS. Thank you.

  41. Insomniac Enby
    Insomniac Enby
    преди 4 дни

    The weirdest thing about the Biden V. Warren argument was Joe having hair.

  42. KevinTalks
    KevinTalks
    преди 4 дни

    Ugh no idea how I been sober for last 8 months

  43. KevinTalks
    KevinTalks
    преди 4 дни

    You didn’t show the question from those men to suzze orman wow the left not showing us all the footage to make there own narrative how original

    1. seigeengine
      seigeengine
      преди 4 дни

      Wow, couldn't even make a full fucking point, huh?

  44. Yak Eru
    Yak Eru
    преди 5 дни

    Is it just me, or is there a pattern in almost every single episode : Some rich p.o.s. lobbied like crazy, poor people got screwed, rich people got richer. I don't think the US has a plastic problem, or a bankruptcy problem, or a public healthcare problem, or a public education problem, or a republican problem, or a prison problem, or an elderly care problem, or a weapon problem, or a pollution problem ... you just have a lobbying problem. Most Americans have their heart at the right place, and recognize inequalities, and want to improve things, but there is always one angry rich white guy lobbying like a mad man that manages to get the interests of his limited niche of crazy people above the common good and all the other Americans put together. That's seriously f*ed up, and not really how democracy works usually.

  45. Alex Bennett
    Alex Bennett
    преди 5 дни

    Using a stereotypical name makes sense. When looking for discrimination why not set up the most likely circumstances?

  46. Ursula Peter
    Ursula Peter
    преди 5 дни

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    1. jame fraklinn
      jame fraklinn
      преди 5 дни

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    2. Diana Samantha
      Diana Samantha
      преди 5 дни

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      jerry orkson
      преди 5 дни

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    4. Ursula Peter
      Ursula Peter
      преди 5 дни

      @Matins Orkson You have to be consistent in your approach trading forex is always difficult

    5. Ursula Peter
      Ursula Peter
      преди 5 дни

      @investwithdirix

  47. Christopher Kelly
    Christopher Kelly
    преди 5 дни

    How huge was that butt you cheeky Brit

  48. Sashimiroll
    Sashimiroll
    преди 5 дни

    Biden may not be as bad as Trump, but like Hillary, he represents everything wrong with the Democratic Party. Trump was horrible, but Biden (though infinitely better), was far from the best choice you guys could have made last year.

    1. seigeengine
      seigeengine
      преди 4 дни

      He was the best choice, by virtue of the reality that better choices weren't choices. It doesn't matter who you pick if they lose.

  49. L Email
    L Email
    преди 5 дни

    Joe Biden is an a hole I knew it. Isn't he racist as well?

    1. Game Knight613
      Game Knight613
      преди 3 дни

      well he was better than the alternative, I think I like him a bit more than I liked trump

  50. Jaz Helton
    Jaz Helton
    преди 5 дни

    They can subsidize and bail out corporations but not students and the working class, because we are basically chattel to them

  51. Jaz Helton
    Jaz Helton
    преди 5 дни

    What is with the condescension to the working class? Patronizing credit counseling or financial advice or calling people “radioactive”, and shaming them for getting tripped up by the traps and exploitation that is being designed to keep them stuck?

  52. nuuutupie
    nuuutupie
    преди 5 дни

    LOL, "Master of Science in Global Affairs", I bet, she was expecting to make millions.

  53. Jaz Helton
    Jaz Helton
    преди 5 дни

    Corporations and the upper class have squeezed the lower class almost to death. Trapping you in debt forever turns you into passive income for them. Student loans getting away with being predatory and colleges being so outrageously expensive is trash. This level of greed is criminal

  54. normie x
    normie x
    преди 5 дни

    Wow, being poor in America is really expensive.

  55. cestladope
    cestladope
    преди 5 дни

    Please watch the Frontline episode, The Secret History of The Credit Card and then donate to PBS. Thank you.

  56. Jaz Helton
    Jaz Helton
    преди 5 дни

    So corporations get tax cuts and bail outs, but people claiming bankruptcy is the thing supposedly dragging us all down? That is so transparently just people with a vested interested in keeping people trapped in debt forever. This country is run by predators of every kind, for the benefit of a certain class.

  57. Tiffany Gaumont
    Tiffany Gaumont
    преди 6 дни

    Do a show on GME already! LOL

  58. Luigi Scazzari
    Luigi Scazzari
    преди 6 дни

    You have to love capitalism. I personally recommend the British version of "Yeah No Shit", "No Shit Sherlock". Like The Economist, but better.

  59. Pharaoh Misa
    Pharaoh Misa
    преди 6 дни

    Yes John you really do need that item.

  60. john nays
    john nays
    преди 6 дни

    you might as well put these full shows on BGglobal for free, they are here anyway.... quit making people pay for awesome shows that can change society for the better!!

  61. EVALINE MUTUKU
    EVALINE MUTUKU
    преди 6 дни

    Very informative

  62. Gavriluta Vlad
    Gavriluta Vlad
    преди 6 дни

    The add at the beginning. Just spot on. I wouldn't press skip if it was on my youtube, just cause of the sheer fuckery of it.

  63. Benjamin Gal-Or
    Benjamin Gal-Or
    преди 6 дни

    ACTIVE CONTROL of 3 Virus Diffusing Net Gradients through Borders of US, China, Russia, Brazil, India, Germany, Israel in preventing a million more pandemic deaths? [1][2],['in'] May 10, 2021 AVOID AIA [6] eg US: 1. Identify VIRUS-FREE-AREAS like FREE Highway Sides, National State/County/City/Rural PARKS at Utah/Alaska/PrtRic & HWY-Islands 2. Provide ONE-WAY TRAVEL PERMITS to 1-locations or islands [List], 3. Minimizing rush to hospitals, 4. Allow moves to islands/rivers/forests/safe-deserts/camping with 100 ft Residential Distancing 5. Provide Free good tents to homeless with, food ordering Max-Stay Outside, enough said prior to [7]. 1) Pandemic Deaths, 2) Deaths/1M, 3) Key Variable Case Fatality Rates, in %, are key CONTROL variables in global, national, states, counties, cities, rural districts, provinces. IDENTIFY NET Virus Diffusion Directions driven by 3 Border Diffusion Gradients, BDG, [LISTS], while new variants cross borders by BDG & vaccines defeat not some, 'in', Id.: ________________________________ US 594,059 1,816 1.78% v. Cayman Islands 2 30 0.37% v. Iceland 29 6 0.45% v. British Islands 1 33 0.46% v. SnMRTN 12 369 0.68% v. Canada 24,489 661 1.94% v. Mexico 218,173 1,729 9.25% v. Between States, Counties, Rural Districts v. Alska 0.52%, Uth 0.56%, PrtRic 0.93%, or HWY isllands, US ISLANDS Between NZ-AU-PHL, other nations, [6]. __________________________________ China 5.11% v. Hong Kong 210 28 1.78% v. Mongolia 153 48 0.35% v, Bhutan 1 1 0.08% v. Taiwan 12 1 1.02% v. Kazakhstn 3,853 207 1.14% v. Diaoyu Ilands, Provinces, Municipalities, [6] __________________________________ Russia 112,622 780 2.32% v. Ukraine 45,830 1,027 2.18% v. Hungary 28,403 2,908 3.60% v. Poland 69,445 1,829 2.46% v. Kazakhstan 3,853 207 1.14% v. Finland 922 167 1.04% v. Estonia 1,193 903 0.96% v. ~12 more bordering countries, [6] ___________________________________ Brazil 417,176 1,992 2.78% v. Vnzula 2,244 70 1.10% v. Urgwy 2,972 845 1.39% v. Argentin 66,263 1,489 2.14% v. Pragwy 6,883 989 2.36% v. Colomb 76,4141 539 2.59% v. Peru 63,223 1,976 3.45% v. Boliv 13,151 1,158 4.19% v. Eqdr 19,018 1,113 4.81% ___________________________________ India 235,189 174 1.09% v. Pakistan 18,677 88 2.20% v. Nepal 3,519 127 0.95% v. Srllnk 745 34 0.61% v. Bngldsh, Mldvs, Bhutan, [6] ___________________________________ Germany 84,924 1,024 2.43% v. Denmark 2,495 430 0.97% v. NL 17,290 1,003 1.12% v. Swzlnd 10,698 1,256 1.60% v. Austria 10.351 1,170 1.65% v. Czech 29,608 2,786 1.80% v. France 105,850 1,580 1.85% v. Belgium 24,444 2,140 2.43% ___________________________________ Israel 6,374 717 0.76% v. Jordan 9,047 909 1.26% v. Egypt 13,714 139 5.85% v. Syria 1,631 93 7.03% v. Cyprs 328 276 0.48% v. UAE, Bahrain, Morocco, Malta [6] _______________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas & safe-deserts, constitute Nature Refuges from virus. _____________________________________ Sn Barth 1 140 0.10% Timor-Leste 4 3 0.13% Cayman Ilnds 2 30 0.37% British Virgin Ilnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 5 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ______________________________________ 1. 20-30% of Corona-Variants may slip through most borders[2]. 2. We replace terms like travel ban, immigration, with Diffusion Rates driven by 3 BDG forces as part of our Climate Thermodynamics. ['in']. 3. Perhaps some Governments study relocating some to VIRUS-FREE domestic & international locations? under strict Residential Distancing? 4. PRIVATE INVESTMENTS can help 6.1 to stop otherwise more than a million pandemic deaths and end this failing biochemistry-based-ONLY, and all other effective, needed, extant measures. 5. New doctrine-philosophy stands apart in resolving the greatest life-or-death dilemma in history - a time-invariant humanity issue v. AIA Social MANIFESTO: Abuse Ideas' Authors, not their ideas, patents, designs, teaching, editorials, philosophy, science. 6. AVOID AIA [5], eg, US: a. Identify VIRUS-FREE-AREAS like FREE Highway Sides, National, State, County, City, Rural PARKS at Utah/Alaska/PrtRic & HWY-Islands b. Provide ONE-WAY TRAVEL PERMITS to a-locations or islands [List], c. Minimizing rush to hospitals d. Allow moves to islands/rivers/forests, or safe-deserts or camping with 100 ft Residential Distancing, e. Provide Free good tents to homeless with food, ordering Max-Stay Outside. Enough said prior to [7]. REFERENCES [1] Data Sources: Thousands of dedicated Drs., Nursers, Health-Care Workers in ~180 nations daily reporting to US university JH, World Health Organization, WHO, on corona/variants reordered by this PRIVATE, NON--AFFILIATED, UN-FUNDED STUDY since Oct 22, 2020. youtube, ['in']. [2] asia.nikkei.com/Spotlight/Coronavirus/COVID-variants-swamp-India -and-Japan-hospitals-5-things-to-know///

  64. erestube
    erestube
    преди 6 дни

    The amount of violence in American advertising is incredible. Hey, that's an idea for a show!

  65. Ghett Stuffed
    Ghett Stuffed
    преди 6 дни

    The take away is Racoons + Hotdogs > Bankruptcy system

  66. megumino2
    megumino2
    преди 6 дни

    I'm a bankruptcy lawyer and this is mostly true. The problem with "pushing people into chapter 13 instead 7" is that in some states if attorney fees don't get paid up front, they will be discharged along with all the other debts. So the debtors have no choice but to either make monthly payments towards their attorney fees (they may be getting garnished at the same time), or move towards a chapter 13 to stop said garnishment. In the state I am in, there's no such rule, attorney fees are specially carved out, so you can collect on these fees once the bankruptcy is filed. I hate that this is not universally adopted.

  67. desiree beaudry
    desiree beaudry
    преди 6 дни

    And Trump is the GOAT when it comes to bankruptcy. It boggles my mind as to why some people believe he's a "businessman."

  68. bilinas mini
    bilinas mini
    преди 6 дни

    The silence that follows John's jokes make them that much funnier

    1. Sean Patrick
      Sean Patrick
      преди 5 дни

      2

  69. Dec
    Dec
    преди 6 дни

    It frustrates me just how blatant government corruption is these days, it feels like a lot of politicians just want to play lobbying janga where they see how much lobbying money they can make breaking or dismantling or failing to fix broken government systems while still having a functional county.

  70. Dec
    Dec
    преди 6 дни

    Our backwards Victorian healthcare system is a national embarrassment and needs to go.

  71. Nathaniel Coffin
    Nathaniel Coffin
    преди 6 дни

    I wonder weather anyone ever got a new credit card just so that they could pay for chapter 7 bankruptcy

    1. bilinas mini
      bilinas mini
      преди 6 дни

      HEY! It's James Blackwood, the Raccoon Whisperer!

  72. sgtdisturbed47
    sgtdisturbed47
    преди 6 дни

    I'm having to pay $1,350 to do my simple bankruptcy

  73. inlimboxyu
    inlimboxyu
    преди 6 дни

    The chicken fry graphic is in uncanny valley territory though

  74. mack cummy
    mack cummy
    преди 6 дни

    The only way to get out of student debt is to die? How about trying to pay it off. You wanted your useless, expensive degree.

  75. d franklin
    d franklin
    преди 7 дни

    hey writers, excellent pull from Magnolia. Thanks.

  76. NyJoanzy
    NyJoanzy
    преди 7 дни

    That 'hot dog raccoon " clip may not have been the part that informed us of how broken the system is but it was the part that gave me a glimmer of hope for humanity.

  77. Argos Fe
    Argos Fe
    преди 7 дни

    Goes to school. Fail miserably. Get a schizophrenia diagnosis. Guess I'll die.

  78. Katherine Hancocks
    Katherine Hancocks
    преди 7 дни

    If student loans were market-based then I COULD get behind having borrowers declare bankruptcy if they can't pay them back. So someone who took a student loan out to study art history would have to pay higher interest because there was more chance they would default... so the risk of defaulting is baked into the cake... the price of the loan. And someone who took stem would have a lower interest rate.

    1. seigeengine
      seigeengine
      преди 6 дни

      Do you actually know that that's the case, or?

  79. Katherine Hancocks
    Katherine Hancocks
    преди 7 дни

    I have to stop thinking

  80. Katherine Hancocks
    Katherine Hancocks
    преди 7 дни

    The thing is John. Everyone has to have it as their GOAL to do what they reasonably can to be a contributing member of society. I understand not everyone is going to do that. Now if I invest in the "John Oliver comedy Factory"... you have a fiduciary responsibility to me as a shareholder... ...But I MAY LOSE ALL MY MONEY because I made a bad investment... I MUST TAKE SOME RESPONSIBILITY. Free market lenders MUST TAKE SOME RESPONSIBILITY for Lending to high-risk individuals knowing there is a higher chance it MAY NOT BE PAYED BACK. If I have bad credit so I get a high-interest credit card and I end up paying for some of the irresponsible people who didn't pay off their credit cards.... the people who do not pay off their credit cards are not takers anymore than you are a taker because you blew all my money in a bad investment. Education Loans secured by government are a little different... They are essentially charity not based on Market risk. If a person is a contributing member of society they will pay their debts... And especially the ones that are loan without a market incentive. So I actually don't believe student loans should be discharged in bankruptcy... but if someone never earns enough money to pay them off ever... that is okay. Mike Rowe had a video on how people are begging for their student loans to be forgiven... but if a guy takes out a loan to start a construction business he's expected to pay it off.

    1. seigeengine
      seigeengine
      преди 6 дни

      I feel like you just put a jumble of different only vaguely related statements together and are pretending you've made an actual point.

  81. Katherine Hancocks
    Katherine Hancocks
    преди 7 дни

    If I get my car stolen my insurance may go up. I didn't do anything legally wrong but maybe I should be more responsible. Obviously if I keep parking my car in a bad neighbourhood I have some culpability. Obviously people shouldn't willy-nilly declare bankruptcy. But if I get a high-interest credit card because I have bad credit and I managed to pay everything off and pay the high interest charge. I am paying higher interest because we know some people won't be able to pay their debts. So yes I am paying for some people's irresponsibility. And people who lend money to people with bad credit also have to accept some responsibility. Everybody has to accept responsibility. If you declare bankruptcy you should have bad credit. If you lend to less responsible Borrowers you're taking a risk that you should accountable for. If someone has bad credit they will pay higher interest to pay for the people in that class who don't pay their bills.

  82. Freeda Peeple
    Freeda Peeple
    преди 7 дни

    O'Leary just wants bankruptcy to remain a tool used by the rich to avoid debts they could and should pay.

  83. tcwaterdrill
    tcwaterdrill
    преди 7 дни

    Maybe you should have done a study of how many young people get into trouble using credit cards and the ones that get into trouble because of medical bills. My wife and I have 8 siblinds together, we have 10 nieces and nephews. None of us and our siblings have ever filled for bankruptcy, because when we grew up to the late 1960's and 1970's we did not get a credit card offer in the mail every week. Now you go to college today and you will be signed up right away for the credit card mailing list. Of the 7 nieces and nephews that went to college 4 have had to file for bankruptcy, one two times. All 4 spend more than they bring in each year, they will never learn. Their only hope is that their parent will help them out or die leaving them enough to put off bankruptcy for another 5 years. The 3 niece and nephews that have not file for bankruptcy had student college loans that they have already paid back, the 4 that have filed for bankruptcy had no student college loans because their parent paid for them to have a good old time in college.

    1. seigeengine
      seigeengine
      преди 6 дни

      Sounds to me like your siblings were just shit parents and are trying to pass the buck onto someone else.

  84. Canibal Vegetariano
    Canibal Vegetariano
    преди 7 дни

    Go to college Don't pay your bills Declare Oliver's bankruptcy Enjoy all the benefits from college, assuming you didn't go to modern arts studies. Paid by all the minimum wages workers that have 10% of tax deduced from all their weekly paychecks. Go to twitter and cry me a river as usual.

    1. seigeengine
      seigeengine
      преди 6 дни

      "help, I don't know what bankruptcy is"

  85. Ahmad L
    Ahmad L
    преди 7 дни

    I heard $80,000 and I thought "thank God mine isn't as bad! I have hope in paying it"

  86. Clever Tag Here
    Clever Tag Here
    преди 7 дни

    HEY! It's James Blackwood, the Raccoon Whisperer!

  87. Captain Doomsday
    Captain Doomsday
    преди 7 дни

    Man, late-stage capitalism is just unambiguously evil. I'm not just learning this, but sometimes I get to forget it.

  88. Ryan Courtright
    Ryan Courtright
    преди 7 дни

    I’m a bit confused. They said they couldn’t afford to file for bankruptcy saying it costs about $1,000. Where is there money going? Are they still paying down credit cards?

    1. seigeengine
      seigeengine
      преди 6 дни

      You do realize people need to spend money to exist in society, right? $1000 is a lot of money for a lot of people, whether they're worrying about declaring bankruptcy or not.

  89. Ryan James
    Ryan James
    преди 7 дни

    The cartoon attorney looks like Harry Potter

  90. seeni gzty
    seeni gzty
    преди 7 дни

    I wish you could do a Canadian bankruptcy version of this episode.

  91. Karl Hungus
    Karl Hungus
    преди 8 дни

    Laughable that Americans continue to allow lobbyists and scumbags like Grassley to run your country. No surprise though that he's from Iowa. You had two fantastic candidates that may have finally changed your country for the better (Warren and Sanders), and shocker, they had no chance.

  92. Aw Damn
    Aw Damn
    преди 8 дни

    Allowing students to include student loan debt in bankruptcy will only expose the worthlessness of for profit education and majority of accredited universities. We need to do it because the college teacher dream is a lie.

    1. seigeengine
      seigeengine
      преди 8 дни

      Honestly, education should be funded by the state. It's enormously inefficient that the only way for poor people to get educated is to excel despite the odds being stacked against them (as they also often are less able to study, do school work, have other shit in their lives that leaves them less able to focus on school anyway).

  93. Aw Damn
    Aw Damn
    преди 8 дни

    File bankruptcy and you are a loser. Do it multiple times and fail at a casino, all of a sudden you are deemed presidential material.

    1. seeni gzty
      seeni gzty
      преди 7 дни

      Oh hell Kevin O'Leary is such a POS.

  94. DrX_1030
    DrX_1030
    преди 8 дни

    Personal Finance should be taught in school

  95. alexandru turcanu
    alexandru turcanu
    преди 8 дни

    Hi... what is that top left picture of what John Oliver has bought and can i have a link/description of the story cause there is some context needed there.

  96. Minox Knoctis
    Minox Knoctis
    преди 8 дни

    We shouldn't be talking about bankruptcy due to medical debt we should be fixing the medical system. Some of the medical charges are just ridiculous stupid and insurance should be better.

  97. Thor Cain
    Thor Cain
    преди 8 дни

    I don’t think student debt should be included, maybe a portion of it. No one but you decided to take on that debt and then didn’t get a job to pay it.

    1. seigeengine
      seigeengine
      преди 8 дни

      By that reasoning, you should be against all non-medical bankruptcy. Nobody but you decided to take on any debt except medical debt, which can occur regardless of your choices.

  98. bocoy noiu
    bocoy noiu
    преди 8 дни

    The silence that follows John's jokes make them that much funnier

    1. Sean Patrick
      Sean Patrick
      преди 5 дни

      One

  99. cave lee
    cave lee
    преди 8 дни

    Thanks Oliver, and I totally agree to all u said. Some people just have poor spending habits though. I don't feel sorry people who suffer for poor spending habits. ( Leaving beyond their means)

  100. Gary
    Gary
    преди 8 дни

    Yo @sanjosesharks & @evanderkane_9 take some notes